Implementation Of The Naive Bayes Algorithm For Cooperative Loan Prediction At Xyz Savings And Loan Cooperative
Keywords:
Naive Bayes, Loan Prediction, Cooperative, Classification, Data MiningAbstract
This study aims to implement the Naive Bayes algorithm to predict the payment feasibility of prospective loan applicants at XYZ Cooperative. The data includes applicant profiles such as age, job status, income, and willingness to participate in preparatory training held by the cooperative. Naive Bayes was selected due to its high efficiency in classification tasks. The results show that the algorithm effectively classifies applicants into eligible and non-eligible categories with satisfactory accuracy, aiding decision-making processes in the cooperative.
Keywords : Naive Bayes, Loan Prediction, Cooperative, Classification, Data Mining
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